American Coastal Insurance (ACIC) Q2 2026 earnings

Published Aug 5, 2026

AI summary

Revenue $82.6M, down 4.5% from $86.5M a year ago.
Adjusted EPS $0.33 missed the $0.42 consensus by $0.09, down from $0.54 a year ago.
American Coastal reported second quarter net income of $21.9 million, down from $26.4 million a year ago.
Total revenue for the quarter was $82.6 million, reflecting a decrease from $86.5 million in the prior year.
The company's book value per share rose 10.7% to $7.21 during the first half of 2026.

Revenue

Reported

$82.6M

Consensus not captured before release

−4.5% YoY

Adjusted EPS

Reported · Core income per diluted share

$0.33

Consensus $0.42

Missed by $0.09

Consensus: Yahoo Finance · Q2 2026 · EPS estimate at release
Revenue display rounded; difference uses exact result.

No guidance in this release.

Gross premiums written decreased by 5.3% as the company focused on underwriting discipline in a softening market.
General and administrative expenses rose 32.1% due to a non-recurring tax credit received in the prior year.

Source: American Coastal Insurance Corporation press release · SEC Form 8-K exhibit 99.1

Figures as stated in the company’s release; consensus from the provider named above. Not financial advice.