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ALLY

Ally Financial Inc.

Ally Financial (ALLY) Q2 2026 earnings

Published Jul 21, 2026

AI summary

  • Revenue $2.29B, up 9.8% from $2.08B a year ago.
  • Adjusted EPS $1.21 missed the $1.22 consensus by $0.01, up from $0.99 a year ago.
  • Ally Financial reported second quarter 2026 GAAP earnings of $1.18 per share, up 14% from the prior year.
  • Total net revenue reached $2.286 billion, reflecting a 10% increase compared to the same period last year.
  • The company saw strong consumer auto originations of $13.3 billion, supported by record application volume.

Results vs analyst consensus

Revenue

Reported

$2.29B

Consensus not captured before release

+9.8% YoY

Adjusted EPS

Reported · Adjusted EPS

$1.21

Consensus $1.22

Missed by $0.01

GAAP EPS: $1.18

Consensus: Yahoo Finance · Q2 2026 · EPS estimate at release
Revenue display rounded; difference uses exact result.

Next quarter outlook

No guidance in this release.

What to watch

  • Provision for credit losses increased by $46 million year over year due to CECL reserve builds for asset growth.
  • Noninterest expense rose by $57 million compared to the second quarter of 2025.
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Source: Ally Financial Inc. press release · SEC Form 8-K exhibit 99.1

Figures as stated in the company’s release; consensus from the provider named above. Not financial advice.