AXP
American Express Company
American Express Company (AXP) Q2 2026 earnings
Published Jul 24, 2026
AI summary
- Revenue $19.64B, up 10% from $17.86B a year ago.
- GAAP EPS $4.53 beat the $4.40 consensus by $0.13, up from $4.08 a year ago.
- American Express reported second-quarter revenue of $19.6 billion, a 10 percent increase year-over-year.
- Net income rose to $3.1 billion, with diluted earnings per share reaching $4.53.
- Growth was driven by a 9 percent increase in card member spending and higher net interest income.
Results vs analyst consensus
Revenue
Reported
$19.64B
Consensus not captured before release
+10.0% YoY
EPS · GAAP (street basis)
Reported · Diluted EPS (GAAP, street basis)
$4.53
Consensus $4.40
Beat by $0.13GAAP EPS: $4.53
Consensus: Yahoo Finance · Q2 2026 · EPS estimate at release
Revenue display rounded; difference uses exact result.
Next quarter outlook
$17.30–$17.90
fiscal 2026 EPS guidance (GAAP)
Next-quarter consensus not captured before release.
What to watch
- Consolidated expenses increased 12 percent year-over-year due to higher customer engagement and operating costs.
- The effective tax rate rose to 23.6 percent from 18.7 percent in the prior year.
Read original report
Source: American Express Company press release · SEC Form 8-K exhibit 99.1