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AXP

American Express Company

American Express Company (AXP) Q2 2026 earnings

Published Jul 24, 2026

AI summary

  • Revenue $19.64B, up 10% from $17.86B a year ago.
  • GAAP EPS $4.53 beat the $4.40 consensus by $0.13, up from $4.08 a year ago.
  • American Express reported second-quarter revenue of $19.6 billion, a 10 percent increase year-over-year.
  • Net income rose to $3.1 billion, with diluted earnings per share reaching $4.53.
  • Growth was driven by a 9 percent increase in card member spending and higher net interest income.

Results vs analyst consensus

Revenue

Reported

$19.64B

Consensus not captured before release

+10.0% YoY

EPS · GAAP (street basis)

Reported · Diluted EPS (GAAP, street basis)

$4.53

Consensus $4.40

Beat by $0.13

GAAP EPS: $4.53

Consensus: Yahoo Finance · Q2 2026 · EPS estimate at release
Revenue display rounded; difference uses exact result.

Next quarter outlook

$17.30–$17.90

fiscal 2026 EPS guidance (GAAP)

Next-quarter consensus not captured before release.

What to watch

  • Consolidated expenses increased 12 percent year-over-year due to higher customer engagement and operating costs.
  • The effective tax rate rose to 23.6 percent from 18.7 percent in the prior year.
Read original report

Source: American Express Company press release · SEC Form 8-K exhibit 99.1

Figures as stated in the company’s release; consensus from the provider named above. Not financial advice.