OPFI
OppFi Inc.
OppFi (OPFI) Q2 2026 earnings
Published Aug 10, 2026
AI summary
- Revenue $145M, up 1.9% from $142M a year ago.
- Adjusted EPS $0.33 missed the $0.45 consensus by $0.11, down from $0.45 a year ago.
- OppFi reported record second quarter revenue of $145.2 million, a 1.9% increase year over year.
- Net income rose 36% to $15.6 million compared to the same period last year.
- The company updated its full-year 2026 guidance, projecting revenue between $600 million and $625 million.
Results vs analyst consensus
Revenue
Reported
$145M
Consensus not captured before release
+1.9% YoY
Adjusted EPS
Reported · Adjusted EPS
$0.33
Consensus $0.45
Missed by $0.11GAAP EPS: $0.18
Consensus: Yahoo Finance · Q2 2026 · EPS estimate at release
Revenue display rounded; difference uses exact result.
Next quarter outlook
$600M–$625M
full year 2026 revenue guidance
Next-quarter consensus not captured before release.
What to watch
- Net charge-offs as a percentage of total revenue increased to 39.5% from 31.9% in the prior year quarter.
- Total net originations declined 9.3% year over year to $212 million.
- Adjusted net income and adjusted EPS decreased by 27% and 25% respectively compared to the second quarter of 2025.
Read original report
Source: OppFi Inc. press release · SEC Form 8-K exhibit 99.1