SoFi Technologies (SOFI) Q2 2026 earnings

Published Jul 29, 2026

AI summary

Revenue $1.22B, up 43% from $855M a year ago.
Adjusted EPS $0.12 beat the $0.11 consensus by $0.01, up from $0.08 a year ago.
SoFi reported record quarterly net revenue of $1.2 billion, a 43% increase compared to the prior year.
The company achieved record member growth of 35% to 15.8 million and record product growth of 42% to 24.4 million.
GAAP net income reached $156.6 million, while adjusted EBITDA rose 44% to a record $357.8 million.

Revenue

Reported

$1.22B

Consensus not captured before release

+43% YoY

Adjusted EPS

Reported · Adjusted earnings per share – diluted

$0.12

Consensus $0.11

Beat by $0.01

GAAP EPS: $0.12

Consensus: Yahoo Finance · Q2 2026 · EPS estimate at release
Revenue display rounded; difference uses exact result.

$4.75B–$4.85B

full year revenue guidance

Next-quarter consensus not captured before release.

Technology Platform-enabled accounts decreased 16% year-over-year, impacted by a large client transitioning off the platform.
The company noted that forward-looking non-GAAP measures could not be reconciled to GAAP due to unpredictable market-related assumptions.

Source: SoFi Technologies, Inc. press release · SEC Form 8-K exhibit 99.1

Figures as stated in the company’s release; consensus from the provider named above. Not financial advice.